Plan your Maldives holiday budget in seconds. Tell us how you like to travel, where you want to go, and we'll estimate what your trip will cost — flights, hotels, food, and everything in between.
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Estimate based on average 2025 prices. Actual costs vary by season, booking time, and personal choices. Rates as of Sun, 21 Jun 2026 00:02:31 +0000.
Not sure where to start? Tap any card to pre-fill the calculator with a popular Maldives trip plan — adjust it from there.
Building your Maldives budget takes under a minute. Adjust any option and your total updates instantly — no button, no waiting.
Enter how many people are traveling and how many days you plan to stay. Solo travelers, couples, families, and small groups all work.
Pick Budget, Mid-range, or Luxury. Each style assumes a different standard of accommodation, dining, and transport — numbers update instantly.
Tap the cities and regions you plan to visit. More destinations mean more in-country transport — we factor that in automatically, including premiums for Baa Atoll and South Ari Atoll.
Decide whether to include flights, visa fees, insurance, and shopping. Uncheck anything you've already booked or paid for separately.
Your total budget, per-person cost, and detailed breakdown update in real time. Switch the currency dropdown to see the same estimate in INR, USD, EUR, or any of 13 currencies.
Each style uses a different baseline for accommodation, food, and transport. Here's what each one assumes.
~$90–150/day excl. flights
Local-island guesthouses ($50–$150/night) on islands such as Maafushi, Dhigurah and Thoddoo. Hearty café meals ($10–$25/day). Public ferries and shared speedboats between islands. Free bikini-beach swims plus a few shared snorkelling, sandbank and dolphin trips ($30–$80). Best for travellers who want the reefs and island life at the lowest cost.
~$300–550/day excl. flights
A mid 4★ resort, beach or garden villa ($250–$500/night) with full-board or all-inclusive dining built into the rate. Speedboat transfer (~$100–$250 return) to a near atoll. A couple of excursions — snorkelling, dolphin or sandbank trips, or a scuba dive. Best for most first-time visitors who want the classic resort experience without overwater prices.
~$900–3,000+/day excl. flights
Luxury overwater villas ($800–$3,000+/night) with all-inclusive fine dining and butler service. Scenic seaplane transfer (~$350–$600 return) to a far atoll. Private dives, manta and whale-shark trips, and an overwater spa. Best for travellers who want the iconic Maldives postcard with everything taken care of.
The Maldives spans an unusually wide range of costs. A value-led trip built around local islands works out at roughly $90–$150 a day per person; a mid-range 4★ resort holiday at $300–$550; and a luxury overwater stay at $900–$3,000 and up, depending on the resort. Two factors swing the total more than anything else: which type of island you choose, and the transfer to reach it. Islands close to Velana International take a speedboat ($100–$250 return); far-flung atolls need a seaplane ($350–$600 return, daylight only) or a domestic flight plus speedboat for the far south.
Flights are usually the single biggest cost for international travellers, but for Indian visitors they are short and frequent — direct services from Delhi, Mumbai, Bengaluru, Cochin, Chennai and Hyderabad to Malé take just 3.5–4.5 hours. Booking 2–3 months ahead and travelling in the wet-season low months (roughly May–November) typically saves the most on both airfare and room rates, while the dry north-east monsoon (December–April) is the priciest peak.
Other costs to factor in: the Maldives gives a free 30-day visa on arrival to all nationalities, so there is no visa fee — but your bill will carry 16% TGST, a roughly 10% service charge, and a Green Tax (about $6/night on local islands, $12/night at resorts), plus travel insurance and any excursions. The US dollar is the de-facto tourist currency, so resorts and excursions bill in USD; you'll rarely need the local Rufiyaa. Use our Currency Converter to check today's INR-to-USD and USD-to-MVR rates before you travel.
Common questions about budgeting for a Maldives holiday.
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